Senior Officer of Underwriting for Retail Loan - 01Post.
AD ID: 11592502 • ភ្នំពេញ • 1d
$400+ 1
- Main Category :
- Jobs
- Category :
- Banking/Insurance
- Job Type :
- Full-time
- Experience :
- 2 Year+
Job Description
This position is responsible for assess the creditworthiness of the retail borrowers, prepares and submits loan proposals to the credit committee for decision-making, has to ensure the effectiveness of credit underwriting turn-around time.
Location
Head Office - Phnom Penh
Duties and Responsibilities
Prepare retail, unsecured, cardkri, and auto loan proposals submitted by branches.
Analyze the financial statements and creditworthiness of borrowers.
Ensure the effectiveness of credit underwriting turn-around time.
Identify borrowers’ business risks and propose corresponding mitigations.
Interact with branch staff to solicit and verify the borrower's information.
Propose credit decisions and negotiate with branch staff accordingly.
Liaise with the Management Credit Committee in presenting a loan proposal and responding to queries or suggestions from the committee.
File reports on the turnaround time of the loan process at the head office.
Perform tasks assigned by the supervisor.
Skills Specifications
Bachelor's degree in banking/finance, business, economics, or other equivalent qualification. A fresh graduate is also encouraged to apply.
At least 1 year of working experience related to credit and/or financial analysis.
Strong analytical, decision-making, and problem-solving skills.
Good understanding and knowledge of the microfinance and banking sectors.
Good interpersonal communication, teamwork, and being result-oriented.
Sound computer literacy, particularly in Word, Excel, the Internet, and email.
Proficiency in English is a plus.
High commitment with strong work ethics and integrity.
ព័ត៌មានទំនាក់ទំនង: សូមកុំភ្លេចនិយាយថាអ្នកបានឃើញការផ្សព្វផ្សាយនេះនៅលើ ខ្មែរ២៤។
069222xxx ចុចដើម្បីតេ
086354xxx ចុចដើម្បីតេ
ទីតាំង: building#606/St.271/Sansam Kosal 3 village/Boeng Tumpun 1 Sangkat/Mean Chey Khan/Phnom Penh Capital Boeng Tumpun 1, Mean Chey, Phnom Penh
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មតិ
Hattha Bank Plc.
@p-86354354
សមាជិកតាំងពី 2020-09-09 13:45:37
069222xxx ចុចដើម្បីតេ
086354xxx ចុចដើម្បីតេ
ភ្នំពេញ , building#606/St.271/Sansam Kosal 3 village/Boeng Tumpun 1 Sangkat/Mean Chey Khan/Phnom Penh Capital
ព័ត៌មានសុវត្ថិភាពសម្រាប់អ្នកទិញ
Safety Tips for Buyers
1.
មិនត្រូវធ្វើការផ្ញើប្រាក់ទៅមុន មុនពេលទទួលទំនិញ
Do note sent money before receiving the goods
2.
សូមពិនិត្យមើលទំនិញមុនពេលដែលអ្នកទិញ
Check the item before you buy
3.
បង់ប្រាក់បន្ទាប់ពីទទួលបានទំនិញ
Payment ofter receiving the goods
4.
ត្រូវជួបអ្នកលក់នៅទីតាំងដែលមានសុវត្ថិភាព
Meet the seller at a safe location
ការប្រកាសដែលទាក់ទងគ្នា
របាយការណ៌ទទួលបានជោគជ័យ!
ព័ត៌មានសុវត្ថិភាពសម្រាប់អ្នកទិញ
Safety Tips for Buyers
1.
មិនត្រូវធ្វើការផ្ញើប្រាក់ទៅមុន មុនពេលទទួលទំនិញ
Do note sent money before receiving the goods
2.
សូមពិនិត្យមើលទំនិញមុនពេលដែលអ្នកទិញ
Check the item before you buy
3.
បង់ប្រាក់បន្ទាប់ពីទទួលបានទំនិញ
Payment ofter receiving the goods
4.
ត្រូវជួបអ្នកលក់នៅទីតាំងដែលមានសុវត្ថិភាព
Meet the seller at a safe location
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